We offer quick & easy, competitive vehicle financing through Te Rapa Wholesale Cars, where we work hard to make your vehicle buying experience as hassle free as possible. We can tailor a finance package that you are completely comfortable with, one that suits your budget and your lifestyle.
At Te Rapa Wholesale Cars we are committed to responsible lending, and whatever your current situation, we are here to work with you to ensure you make an informed decision. Helping you find the right vehicle finance package is our priority, ensuring it fits within your budget and our finance providers lending requirements. No matter whether you’re self-employed or working nine to five, we understand your circumstances and are here to help.
You will see finance repayments advertised with each of our vehicles. Whilst these are examples, they provide you with information such as to how the repayments are calculated, including interest rate, deposit, term and the total amount payable over the term. If you make your own selection as to term and deposit you will see this information updated.
It is also important that we help protect you in the event the worst happens. A full range of Insurance Options are available for you to review and purchase to compliment your vehicle and loan, providing you with protection for the unexpected.
Schedule of Standard Fees and Charges Applied to Consumer Contracts https://www.heartland.co.nz/docs/marac/MARAC_Consumer_Fee_Schedule.pdf
Consumer Loan and Security General Terms https://www.heartland.co.nz/docs/marac/MARAC_Consumer_Loan_and_Security_Terms.pdf
Schedule of Fees and Charges http://www.avantifinance.co.nz/terms-costs/schedule-of-fees-and-charges-may-15.pdf
Customer Interest Rate Guide http://www.avantifinance.co.nz/terms-costs/customer-interest-rate-guide-v1-0-may-15.pdf
Geneva Full disclosure of Fees and Charges http://genevafinance.co.nz/everything-you-need-to-know/#fees
Geneva Finance Terms and Conditions http://genevafinance.co.nz/terms-and-conditions/
Cost of borrowing https://www.mtf.co.nz/pdf/Current_Cost_of_Borrowings.pdf
Standard Contracts / Terms and Conditions Credit Sale Agreements: https://www.udc.co.nz/tp/download/592206/519ccfb99be762fe5d7c4f0d964888f3/20152104001.pdf
Terms and Conditions: https://www.udc.co.nz/tp/download/591259/0ab63058809fb031bde54a0cb7f4789f/terms_and_conditions.pdf
Term Loan and Security Agreement (if applicable): https://www.udc.co.nz/tp/download/592211/5052d5954a543beb209b69fc896fee28/20152104005.pdf https://www.udc.co.nz/tp/download/592213/c57d61b28a244f6424175c0a78215446/20152104007.pdf
Select traditional parameters like make, model, year and engine size.
Tell us a bit about how you live and we'll find you vehicle options to suit your lifestyle.
Looking for finance and unsure what you can afford? Start your search here.
Not quite sure what you're after? Tell us a bit about your current lifestyle and we will try to find a vehicle to suit.
Looking to finance your next vehicle? Use our friendly Affordability Search to help find vehicles that best match your current financial situation, budget and lifestyle.
Simply choose your language below.